Financing

Lease and Loan Guarantee
CSDC has been the largest financial intermediary and credit enhancement provider to charter schools nationally.
Think of CSDC as your "co-signer" to help with qualifying for an initial lease or loan.

CSDC Direct Lending
For more than 25 years, CSDC has played a pivotal role in delivering innovative financing and providing support and assistance to charter schools. As a CDFI Loan Fund, CSDC proactively invests in K-12 public charter schools in educationally and economically underserved communities.
CSDC is a proud member of the Opportunity Finance Network® (OFN),the nation’s leading network of high-performing CDFIs. As the only CDFI in the country intentionally focused on the facility and financing needs of charter school organizations, CSDC helps charter school entrepreneurs and leaders finance, build and expand their school facilities with the goal of ultimately increasing school choice and student achievement.

CSDC offers the following loan products:
Short to Medium-term loans for the acquisition, development, construction, renovation or expansion of educational facilities
Debt Refinancing
Leasehold Improvement Loans
Senior, Subordinate or Tenant Improvement Loans
Prospective and current clients can confidently rely on CSDC’s expertise in identifying and addressing their unique challenges and circumstances. CSDC’s tailored development services increase each school’s capacity to plan and manage their finances to meet their facility needs while maximizing the dollars available for classroom teaching and learning.
Support and Assistance
An integral part of CSDC’s mission as a CDFI is to provide counseling to both prospective and client schools, enabling schools to take maximum advantage of CSDC’s financial expertise and services.
CSDC’s development services generally address the following areas, and can be customized to each client:
Financial modeling
Growth and business planning
Cash flow analysis
Budgeting and forecasting
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Lease and Loan Guarantees
Building Block Fund™
CSDC offers crucial credit enhancement support through its Building Block Fund™ for schools trying to secure facility loans or leases.
Think of CSDC as the “co-signer” to help with qualifying for an initial loan or lease or to help with the expansion of a successful charter school.
CSDC has been the largest financial intermediary and credit enhancement provider to charter schools nationally for more than a decade. Its Building Block Fund credit enhancement program is focused on getting charter schools into safe, modern, economical and efficient facilities.
CSDC knows how to get excellent leverage and help charter schools secure a 100% financed facility at an affordable cost. CSDC’s credit enhancements are flexible and take many forms:
Partial, limited lease and loan guarantees
Additional collateral
Loan loss reserves
Debt service reserve funds